Car wash businesses are highly specialised operations, with potential risks spanning property, equipment, business interruption, liability, people and technology.
That is why we've partnered with MGA Insurance Group – Wudinna team to connect car wash owners, operators, developers and investors with specialist insurance broking support, backed by expertise and genuine car wash industry experience.
Insurance isn't only something to consider when buying a business.
As car wash businesses evolve, so can their assets, operations, technology, equipment and exposure to risk. Insurance arrangements that were appropriate when a business commenced may need to change as the business grows.
Insurance isn't only something to consider when buying a business.
As car wash businesses evolve, so can their assets, operations, technology, equipment and exposure to risk. Insurance arrangements that were appropriate when a business commenced may need to change as the business grows.
Existing Owners & Operators
Developers & New Sites
Growing & Multi-Site Operators
Buyers & Investors
Property & Asset Owners
A car wash isn't a standard retail or commercial property.
Operators can have significant capital invested in specialised plant and equipment while managing customer vehicles, employees, automated systems, payment technology, chemicals, water infrastructure and the day-to-day risks associated with a busy operational site.
An appropriate insurance program may therefore need to consider multiple areas of risk rather than treating the business as a generic commercial operation.
Insurance requirements vary between businesses. Our partners can assess individual circumstances and provide advice regarding appropriate insurance options and available cover.
One of the key differences behind the CWSA and MGA partnership is practical industry experience.
MGA's Eugene Wauchope is a long-term car wash owner and multi-site operator and ACWA member, bringing first-hand understanding of how car wash businesses operate and where risks can arise.
That experience means conversations about insurance can begin with an understanding of the operational environment, rather than treating a car wash as simply another commercial property or retail business.
Working with the MGA Wudinna team provides continuity throughout the process, from the first quote and ongoing policy reviews through to claims assistance.
Ongoing Broking and Claims Support
Insurance needs don't remain static. Equipment may be replaced, sites expanded, new services introduced, portfolios grown and the value or nature of business assets can change over time.
Importantly, that relationship continues when a claim occurs. Having a team that already understands the business provides valuable continuity when support is needed most.
There are several points throughout the life of a car wash business when it can be worthwhile to review whether your insurance arrangements still reflect your operations.
CWSA's role extends beyond the selling and acquiring car wash businesses and real estate. We work across the broader Australian car wash industry, supporting owners, operators, developers and investors throughout the lifecycle of their businesses and investments.
Our partnership with MGA brings together CWSA's car wash industry knowledge and network with MGA's insurance broking capability and first-hand car wash operating experience to better support owners, investors and developers in securing the right type and level of cover for their assets.
New policy. Existing cover. Growing portfolio. New development. Claim support. The objective remains the same: access to people who understand the industry.
CWSA's role extends beyond the selling and acquiring car wash businesses and real estate. We work across the broader Australian car wash industry, supporting owners, operators, developers and investors throughout the lifecycle of their businesses and investments.
Our partnership with MGA brings together CWSA's car wash industry knowledge and network with MGA's insurance broking capability and first-hand car wash operating experience to better support owners, investors and developers in securing the right type and level of cover for their assets.
New policy. Existing cover. Growing portfolio. New development. Claim support. The objective remains the same: access to people who understand the industry.
MGA Insurance Group is an Australian insurance brokerage established in 1975, providing insurance broking and risk advice to individuals and businesses across a broad range of industries.
MGA works with a range of Australian and international insurance markets and provides support across business insurance and specialist areas including commercial motor, plant and equipment, management liability, cyber, contract works and other general insurance requirements.
The partnership combines MGA's broader insurance capability with first-hand experience of owning and operating a car wash business.
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